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Old world charm mixed with modern amenities and coastal beauty describes the Encinitas area of California. Buyers seeking homes for sale in Encinitas are always drawn by some aspect of the area’s natural beauty. For some it’s the ideal climate and the coastal views. For others it’s the perfect surf, rolling hills, deep valleys, and natural lagoons. The locals have done a good job preserving the old time feel of the area as it’s mixed with modern needs like stores and government offices.

Encinitas actually includes Cardiff-by-the-Sea, Leucadia, Olivenhain and Old and New Encinitas. Each area has its own distinct character. Homes for sale in Old Encinitas exist in a state reminiscent of the 1950s. Old Encinitas is marked by wide streets in a grid. A walk through these welcoming sidewalks reveals trattorias, a library, the town post office, movie houses and antique stores. Homes for sale in Encinitas are so popular partly because of the accessibility of the town. The Moonlight State Beach is a favorite of locals.

Many buyers looking for homes for sale in Encinitas end up buying in Leucadia. Here the homes for sale are a bit smaller; and you won’t find the sidewalks of Old Encinitas. These homes are served by both Highway 101 and the rail line. So trips throughout California are a breeze.

Buyers can also find homes for sale in Encinitas that are over 50 years old and newly remodeled. This is the case with Cardiff-by-the-Sea. While you will get great views in this neighborhood, don’t expect homes right on the Ocean. This property is taken up by the San Elijo State Beach, the rail line and the highway.

What about homes for sale in Encinitas near historic buildings, room for equestrians to roam and ride, and the really lush homes of the wealthy? Try Olivenhain. The homes for sale in Encinitas featured in Olivenhain are among the biggest, most luxurious, and most expensive in the area.

Overall, the coastal homes for sale in Encinitas and the smaller towns that are a part of it offer beauty and accessibility to the best California has to offer. Less than 25 miles from downtown San Diego homes for sale in Encinitas also offer commuter service to Los Angeles and Orange County. But buying those beautiful homes for sale in Encinitas is no easy task. Expect to pay close to $1 million for average priced homes in this area. But don’t expect to get everything you want. Successful buyers of homes for sale in Encinitas often need to make some trade offs. Maybe you can look at smaller homes for sale in Encinitas than you had originally intended. Maybe your trade off is to move to Olivenhain and give up a perfect view in exchange for a bigger home. Whatever you decide, thousands of homebuyers a year seem to think the trade offs are worth it to buy homes for sale in Encinitas.

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Some people choose to use a real estate agent and some people choose to go it alone. One thing I have noticed over the years is that a number of seasoned investors looking in a new city will seek out a good agent while novice investors will frequently go it alone. I have even had a number of successful real estate agents seek out my help when they are moving to our city. Why do some of these seasoned investors choose to work with an agent? Below is a list of 7 benefits of using an agent.

1. Understand potential restrictions of the property. I recently heard a story from a friend at the city development office in Austin Texas. A couple had saved up for their retirement. They wanted to retire and live out in the hill country. They went to the foreclosure auctions. At the auction they purchased a lot for 500,000. It had great views and they were going to build their dream house on it. They had researched the lot before the auction and found it was zoned SFR which means a single family residence can be built on it. After purchasing the lot they started plans to build their retirement house. At this time they discovered the lot was in the 25 year floodplain. My friend at the city development office explained that the lot could not be built on and was basically worthless.

2. Know about new developments that might affect a properties value. A good realtor will know of proposed new developments that might affect different properties in which a buyer is interested. Whether these developments are positive or negative can be valuable information when weighing different housing options.

3. Find potential problems with a property. It is always a good idea to have a home inspector look at a potential house. However, a Realtor is a good first line of defense to see if a house has inherent problems. A Realtor that can know about common problems, such as foundation or electrical, that affect a particular neighborhood.

4. Understand contracts specifics. Whenever you buy or sell a house you are entering into a large personal transaction. It helps to have someone on your side that deals with these types of transactions on a daily basis. A Realtor can help you understand contracts and can explain what is typical for your area. The most common pitfall into which I see unrepresented buyers fall is to become involved in an atypical contract that is not to their benefit. For instance a seller will sign an offer that has an option period that is 4 times longer than what is typical. A buyer might put in offers on multiple properties with long option periods. The buyer will wait and see if the market appreciates. If the market has appreciated the buyer buys the house at now and undervalued price. If the market has gone down the buyer walks away.

5. Misperception of a benefit of going it alone. Buyers frequently think that by not using a buyers agent they will get a better deal from the seller. In most situation the listing agent asks for 6 percent from the seller. If a buyer comes with an agent the listing agent splits the 6 percent with the buyers agent. If an unrepresented buyer comes the listing agent keeps the whole 6 percent. On the selling side, For Sale By Owners (FSBO) often think they are saving alot of money by avoiding a listing agent. Nationally, FSBO homes sell for 14 percent less than agent listed homes in the same neighborhoods. In addition alot of FSBO’s still end up having a buyers agents involved. There is also money spent on advertising. Since an agent has experience marketing homes the agent often can spend money more effectively on advertising. Agents often know which advertising sources produce the most potential buyers.

6. Save time when looking for listings. Looking for listings without an agent can take up large chunks of time. When looking with an agent you can see several homes in a few hours. When going it alone you have to call the listing agent for each house and wait at the house for the agent to arrive and open up the house. In addition agents often know houses which are not listed or may have already identified potential problems with a particular house of interest.

7. Insure Security. When a home is listed with a broker, agents coming to the house have to usually log in. This allows the listing agent to keep a record of every party coming into the house. Since their business is on the line, agents are more likely to protect the house from damage or theft. For a variety of reasons, it is generally not a good idea to have random people you do not know come into your house. Often sellers simply have a phone number, but that phone could be their house, a friend’s house, a pay phone, or even a stolen phone.

Searching for a home can be stressful and difficult but it can also be fun. Whether you choose to look for a home on your own or with a Realtor its a good idea to be a extremely careful when you seek out your dream home.

Over 94% of all homeowners in Arizona are looking for affordable home insurance, and a large portion of them are even willing to consider insurance that is slightly high risk in order to save money each and every month. The really good news is that while almost every homeowner can save a considerable amount of money every month by purchasing high risk home insurance, there are several rather simple things that they can do around their homes to save even MORE.
Simply adding deadbolts to every exterior door, new locks on every window and installing motion-triggered floodlighting around your property will all save you money on your homeowner’s insurance each and every month.
Did you know that if there is a retired person living in your home you can save money on your home insurance? Well, you can. Insurance companies have found that having someone home most of the time means that fires, broken water lines and other potential problems are found and prevented if there is someone in the home – and so they pass a rather nice savings on to you if someone is in the home most of the time.
If you are willing to take a risk and you feel confident that your home is not in danger of being flooded then you could refuse to purchase flood insurance and save a considerable amount of money. Obviously this should only be done if you are very confident that flooding is not an issue where you live.
Make sure that you are only insuring the cost of rebuilding your home and replacing its contents and that you are not also paying home insurance on the value of the land under your home.
You can save around 30% each and every month on your insurance if you simply increase your deductible from $500 to $1,000. Of course, should you ever have a claim you will need to come up with your deductible in cash so don’t go overboard increasing your deductible.
You can save a lot on your home insurance if you purchase your policy online. Online home insurance sellers save a ton of money through having virtually no overhead costs and they pass a really remarkable savings along to you. In fact, you’d have to be a fool in this day and age NOT to buy your homeowner’s insurance online.
And to save even more money when you buy your policy online be sure to look at the prices on more than one homeowner’s insurance price comparison website. By looking at more than one site you will be seeing the results from more companies than if you just rely on one site and this will give you a greater chance of finding the lowest price possible in Arizona.
Also, getting multiple quotes from one site is a convenient way to go. It saves you a ton of time. Instead of going from one site to another filling out forms you only have to fill out one form and the compnay will send you several different quotes from different insurance companies. this is the best way to get all the information you are looking for in the least amount of time.

4.0 bed(s) 4.0 bath(s) Frank Fage Phone: 727-492-7817 Email: frankfage@realtor.com